Waw, my instructor said that all people like something free(no pay), OF COURSE! Hotspot UMM is a facility for all the student in University of Muhammadiyah Malang to access the internet for free!, whoa, “How Lucky I am to take my lecture here! *dance*” we can use this useful facility by WiFi(Wireless Fidelity).
Welcome to my blog! In this site I wanna tell you about another 7th wonders in this world! Yeah, you can found that in the cool, the greatest, the best University of Muhammadiyah Malang. To this day, Tokopedia has empowered millions of merchants and users across the marketplace and digital goods, financial technology and payment, logistics and fulfillment, including Mitra Tokopedia.When I came in to UMM, I found another 7th wonders in this world Tokopedia’s vision is to build a Super Ecosystem where anyone can start and discover anything. Tokopedia, as an Indonesian technology company, has a mission to democratize commerce through technology. "We hope that the various initiatives presented by Tokopedia, including payment features and business capital loan facilities, can help Indonesians meet their daily needs and support local MSMEs to maintain business continuity," concluded Rocky. Several cities that recorded the highest increase in the number of business capital loans through the Modal Toko feature on Tokopedia during 2021 compared to the previous year, among others, are Malang, Semarang, Medan, Denpasar, and Palembang. The profit-sharing percentage is also very affordable for MSMEs like us," she said. “This feature is a solution for us to get additional business capital because the process is easy and we can adjust the loan amount. The Gadget Traveller Business Owner, Christy Cox, is one of the MSMEs that has benefited from the Modal Toko feature. The loan approval process is only done in a matter of minutes," he added. “In addition, the loan interest is low and flat. 300 million and can be withdrawn whenever and however much as needed.
This increase was also driven by various conveniences offered by Modal Toko in collaboration with Dhanapala, such as a flexible credit limit of up to Rp.
"This is evident from the increase in the value of business capital distributed through Modal Toko by more than 2x during 2021," explained Rocky. On the other hand, sellers at Tokopedia, who are almost 100% local MSMEs, and want to develop their business or support operational cost needs, are increasingly taking advantage of the Modal Toko feature. Tokopedia noted that several cities experienced the highest increase in PayLater feature users during 2021, including Batam, Pekanbaru, Bandar Lampung, Yogyakarta and Balikpapan. The trend of payments using the PayLater feature is spreading to various regions in Indonesia. Meanwhile, the number of transactions that occur through this feature will almost triple during 2021," said Tokopedia's AVP of Fintech Lending, Rocky Stephanus. “Throughout 2021, the number of users who took advantage of the PayLater feature almost doubled compared to the previous year. Indonesia, JanuDuring the pandemic, Tokopedia has consistently helped the public gain access to funding to meet their daily needs through the PayLater feature to maintain business continuity through Modal Toko.